- COFISA assists communities that require financial intermediation as an alternative to using loan sharks and assist them to establish co-operative financial institutions.
- COFISA believes that developing co-operatives and establishing viable financial co-operatives and promoting savings culture amongst its members is key to financial emancipation.
- People who have used the co-operative model and have adopted a savings culture with vigour easily grow themselves economically.
- COFISA noted that SACCOs and FSCs in South Africa are a generally not as popular as they should be yet they would be very instrumental in the fight against unemployment and poverty.